Protecting Your Information

Committed to transparent privacy policies and secure data handling.

Client Privacy and Data Protection

SG Financial

Privacy Policy and SMS Terms & Conditions
Effective Date: October 1, 2025
Privacy Policy
At SG Financial, your privacy matters. We are committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, and safeguard your data—including communication via phone, voicemail, text/SMS, email, or digital platforms powered by RingCentral.

1. Who We Are

SG Financial is a retirement-focused Registered Investment Advisory (RIA) firm
headquartered in Henderson, Nevada. Through our proprietary Vista Planning Process, we provide personalized retirement, tax, estate, and income planning to individuals and
families nationwide. We prioritize transparency, client education, and values-based
financial guidance.

2. What Information We Collect

We may collect the following information:

  • Personal Information: Name, phone number, email, address, date of birth, marital
    status
  • Financial Information: Income, net worth, investment accounts, insurance
    coverage, tax details
  • Communication Data: Call and SMS logs, voicemail recordings, email
    correspondence
  • Technical Information: Device IP, browser type, session duration, and similar
    metadata

3. How We Use Your Information

Your information is used exclusively to support our client relationship, including:

  • Scheduling appointments
  • Sending meeting confirmations and follow-ups
  • Discussing and delivering financial planning strategies
  • Providing client service and secure documentation
  • Meeting regulatory and compliance requirements

From time to time, we may invite you to attend educational events or workshops. These events may be hosted solely by SG Financial or jointly presented with third-party professionals, such as estate planning attorneys or tax professionals. In such cases, those professionals are not affiliated with SG Financial unless explicitly stated, and their services are provided under separate engagement and regulatory frameworks.

4. Data Protection

We take extensive precautions to protect your data, especially your financial details. Safeguards include:

  • Encrypted communication channels
  • Secure client portals and file-sharing systems
  • Role-based access controls
  • Compliance with SEC/state RIA data standards

Client information is never sold or used for external marketing.

5. When We Share Information

We may share your information only under the following circumstances:

  • With secure, trusted platforms like RingCentral, RightCapital, and our custodians to provide services
  • With legal or regulatory bodies when required
  • With other professionals (e.g., attorneys, CPAs) only with your express permission and only when necessary to coordinate or implement parts of your financial plan

SMS Privacy Policy

At SG Financial (“we,” “us,” or “our”), we are committed to safeguarding your privacy and maintaining the confidentiality of your information related to our SMS communications.

What Personal Information Is Collected

  • Name
  • Phone number
  • SMS opt-in information

How We Use Your Information

  • Communicate regarding work assignments and scheduling
  • Provide job site updates and urgent notifications
  • Confirm service details or provide assignment updates
  • Respond to direct inquiries and provide employee support
  • Provide, maintain, and improve SMS communication services

Sharing Information

  • Personal information is never shared without consent except as required by law
  • Information is shared only for essential service delivery related to employment
  • SMS opt-ins are not shared with third parties or affiliates for marketing purposes

SMS Terms of Service

By opting into SMS from SG Financial, you agree to receive text messages related to your employment.

  • Messages may include work assignments, scheduling updates, urgent notifications, and administrative reminders
  • Message frequency may vary
  • Message and data rates may apply
  • Reply HELP for assistance
  • Reply STOP to opt out

A. Opt-In Disclosure

  • You consent to receive SMS messages from SG Financial
  • Message and data rates may apply
  • Message frequency may vary
  • You may opt out by replying STOP
  • You may get help by replying HELP or visiting https://www.sgretire.com/

B. Help and Opt-Out Messages

  • HELP Message: "Thank you for contacting SG Financial. You can find help online at https://www.sgretire.com/"
  • STOP Message: "You will no longer receive messages from SG Financial. To opt back in at any time reply START."

6. Data Retention

SG Financial retains client data for the duration of the client relationship and as required
by law. Once inactive, records are archived and securely destroyed according to state and SEC guidelines.

7. Your Rights

To access, correct, or request deletion of your personal information, or to update your
communication preferences, please contact us at:

Email: info@SGRetire.com
Phone: (702) 420-2554
Mailing Address: SG Financial, 1489 W. Warm Springs Rd., Suite 110, Henderson, NV 89014